2026 Honda Passport: O’Fallon Pricing & Leasing Guide

Quick Answer: What a 2026 Passport Costs in O’Fallon

The 2026 Passport spans $44,950 (RTL) to $53,850 (TrailSport Elite Blackout) in MSRP, plus a $1,495 destination charge on every trim, standard AWD included at every price point, there’s no separate drivetrain upcharge to budget for. O’Fallon buyers then add Missouri’s combined sales tax, which runs roughly 10.45% here once state, St. Charles County, city, and special district rates stack together; on an RTL at $46,445 with destination, that’s in the neighborhood of $4,850 before any trade-in credit. Missouri is also in the middle of shifting how that tax gets collected, moving toward dealers collecting sales tax at the time of sale instead of buyers paying it themselves at a license office within 30 days, so ask the finance office which method applies to your purchase. Current lease and finance programs live on Honda’s own offers page and Frank Leta Honda’s showroom; this guide explains every layer beneath them.

2026 Honda Passport TrailSport parked with tailgate open near pine trees showing cargo capacity
Every 2026 Passport trim includes AWD and a $1,495 destination charge, no drivetrain math required. Photo: Honda.

The sticker map, all five trims

MSRPs run: RTL $44,950, TrailSport $48,650, TrailSport Blackout $49,850, TrailSport Elite $52,650, TrailSport Elite Blackout $53,850. Every figure excludes the $1,495 destination charge and anything Missouri or St. Charles County adds afterward, and the dealer sets the final selling price. Notice there’s no separate AWD line item anywhere on this list, unlike most Honda crossovers, the Passport’s price already includes the drivetrain, which simplifies comparison shopping even if it raises the entry point. The two Blackout appearance trims each sit exactly $1,200 above their non-Blackout counterpart, a clean, predictable step if the look is what you’re paying for.

What O’Fallon and St. Charles County add to the sticker

  • Sales tax: roughly 10.45% around O’Fallon. That combines Missouri’s 4.225% state rate with St. Charles County, city, and special-district rates that vary slightly by exact address, so treat 10.45% as a close working estimate and confirm your precise rate at signing. On an RTL at $46,445 with destination, that’s in the neighborhood of $4,850; on a fully loaded TrailSport Elite Blackout at $55,345 it’s closer to $5,783, so it belongs in your budget from the first calculation, not the last. Trade-in credit helps here: Missouri taxes only the difference between the new vehicle’s price and your trade-in’s value, not the full sticker.
  • How the tax actually gets paid, a recent change. Missouri dealerships have historically not collected vehicle sales tax at the point of sale, buyers instead paid it themselves at a license office within 30 days of purchase. Missouri has been phasing in a shift toward dealer-collected sales tax, closer to how most other states already handle it, with the timeline tied to the state’s vehicle titling system being ready to support it. Ask Frank Leta Honda’s finance office which method applies to your specific paperwork at signing.
  • Title, registration, and plates. Missouri gives buyers 30 days to title a new vehicle; missing that window adds a $25 penalty that climbs $25 for every additional 30 days late, up to $200. The dealership’s finance office walks you through this at delivery.
  • Missouri safety and St. Charles County emissions inspections. A brand-new 2026 Passport is exempt from Missouri’s biennial safety inspection until it’s more than 10 years old or past 150,000 miles, and from the county’s emissions check for a stretch after that, so this isn’t a first-year cost, just one worth knowing is coming eventually.

Offers refresh monthly, and they stack

Honda publishes new lease programs, APR support, and loyalty or conquest incentives at the start of nearly every month, each with printed terms and expiration dates. Frank Leta Honda layers its own specials on top of whatever the month brings. The practical takeaway: the real “price” of a Passport is MSRP minus this month’s stack, and the stack changes, so a quote from three months ago tells you little about today. Scott Wallace, who leased a Passport Elite with his wife, described how the finance side moved once they’d picked their trim: “We decided to lease a new Passport Elite and my wife and I love it! Thanks to Steve Wallace, Hamseh in finance, and everyone at Frank Leta Honda!”

Lease or buy a Passport here?

Standard AWD and genuine off-road credibility across the whole lineup tend to support resale, which cuts both directions. Leasing keeps you inside the full factory warranty term while you decide how much you’ll actually use the TrailSport hardware, and strong residuals help keep payments manageable on a vehicle at this starting price. Buying rewards long ownership on a genuinely capable, well-maintained SUV, and equity at trade-in time beats a turn-in appointment with mileage penalties. The honest tiebreakers are mileage (interstate commuters and weekend trail trips both add up fast) and how hard you’ll actually use the off-road equipment, a leased TrailSport that never leaves pavement is arguably an RTL you overpaid for. Either path, Frank Leta Honda’s finance team runs both quotes side by side before you commit to one.

Trading in an older Honda toward a new Passport is common here too. Amber Nachtmann described exactly that move: “I’ve been getting my car serviced here for a few years but I just traded it in for a new Passport. Kyler was so helpful and very patient. He made the whole process easy and was able to make my budget work.” If a Certified Pre-Owned Passport is also on your list, Al H. described that version of the process: “Purchased Honda certified passport. Would recommend dealership to friends. Dealership staff were very honest and upfront on all aspects of my purchase.”

The five levers that move your number

Two buyers, same trim, different payments, the gap always traces to one of five inputs: credit tier (advertised programs assume the top one), term and annual mileage, down payment, trade equity (used values shift monthly, get yours appraised the same week you shop), and timing, since programs reset monthly and model-year transitions create windows. A rough personal-finance rule of thumb worth knowing before you walk in: many buyers target a monthly lease payment near 1.5% of MSRP as a sanity check, useful as a starting benchmark, though your actual number depends entirely on the five levers above, not a fixed formula.

Frequently asked questions

What is the average cost of a new Honda Passport?

Most 2026 buyers land between TrailSport and TrailSport Elite, so figure the high-$40,000s to low-$50,000s MSRP before destination, tax, and this month’s programs. The exact answer depends on trim, the buyers guide maps all five.

How much is it to lease a 2026 Honda Passport?

Whatever this month’s program builds from your inputs, Honda’s lease support refreshes monthly, so any figure printed here would age badly. Check current offers with Frank Leta Honda, then have the quote built on your actual credit tier, term, mileage, and down payment.

Is it better to buy or lease a Honda Passport?

Lease if you want new tech and full warranty coverage every few years and your annual mileage fits the cap; buy if you plan to actually use the off-road hardware for years and want the equity. Both are defensible on a vehicle built to hold its value.

What are the downsides of leasing a Honda Passport?

The honest ones: mileage caps (real if you tow or trail-drive on weekends), wear-and-tear standards at turn-in that don’t love off-road use, and no equity at the end. If any of those bother you, financing lets the resale value work in your favor at trade-in instead.

Why is a Passport more expensive than a Pilot?

Every Passport ships standard with AWD and V6 power, where the Pilot offers a lower-cost front-drive entry trim, and the Passport carries genuine off-road hardware, ground clearance, skid plates, a more capable suspension, that the on-road-focused Pilot doesn’t need. You’re paying for a capability floor the Pilot lets buyers opt out of.

Does Missouri collect sales tax on a trade-in?

No, not on the trade-in’s value. Missouri taxes the difference between the new vehicle’s price and what your trade-in is worth, not the full sticker price, so an accurate trade appraisal directly lowers your taxable amount.

The bottom line

Passport pricing in O’Fallon is a fixed sticker, a Missouri and St. Charles County tax layer that just changed how it’s collected, and a monthly-refreshed stack of programs that rewards buyers who show up informed. The MSRPs above won’t surprise you, the roughly 10.45% is close to arithmetic, and everything else, credit, term, trade, timing, is a negotiable input. Bring accurate ones, and let a Honda store that’s served this market since 1971 do the subtracting.

All 2026 Honda Passport guides

MSRP figures exclude the $1,495 destination charge plus tax, license, registration, options, and dealer-installed accessories; the dealer sets the actual selling price. No lease or finance offer is made or implied on this page; current offers, terms, and expirations are set by American Honda and Frank Leta Honda and are subject to credit approval. Missouri and St. Charles County tax rates, titling rules, and inspection requirements are set by the state and county and may change; confirm your exact rate and current rules at signing. Customer quotes are excerpts from public Google reviews of Frank Leta Honda.